Even though some scientists point out that small doses of stress can be beneficial to health, one study showed that being under a lot of financial stress is related to illness.
The study does not speak in general terms of stress, speaking in particular about the financial stress and how it can lead to physical illness.
Being stressed financially does not mean that you are going to get sick, but we recommend that you keep in mind what we tell you in this article.
How bad can financial stress be?
If you are a person who has been able to pay all debts that have contracted, and live in line with your budget you must understand that money is a fairly common source of stress.
A study in the United States in 2011 showed that of the eight major sources of stress, five of them are financial origin:
- Employment stability
- Home spends
The study examined the stress generated by debts, ie the pressure a person can feel when owing money and the effects that this may have on their health.
The results show five diseases that were directly associated with debts:
- Headache and migraine (44% with high debt stress versus 4% with low debt stress)
- Depression (23% versus 4%)
- Heart Attack (6% versus 3%)
- Muscle tension and low tolerance to pain (51% versus 31%)
- Ulcers and digestive problems (27% versus 8%)
These effects can be counteracted
What we have just mentioned does not mean that if you are stressed about money matters you are doomed to get sick. Here are techniques for re-educating your body and your mind to reduce the chances of illness.
Get to the root of the problem
The term “financial stress” is quite broad, that someone says that “is stressed by debts” is something very general and does not necessarily indicate the source of the problem.
Therefore, it is advisable to clearly identify:
- What exactly stresses you?
- A very high debt amount?
- Worried that your income does not cover your costs?
- Afraid that there may be an emergency and you can not cover it?
Once you identify the problem, you can begin to take small steps to solve it.
If you are stressed by over-indebtedness you must first think about where you would like to be in financial terms (eg without debt, with savings, etc.).
Then read about the importance of control of money and analyzes whether the standard of life you lead is related to your income .
The only way out of debt is to start walking the right path and we must tell you that generally the most overwhelming part of monetary stress is that no one knows where to start. The answer is simple: start with a budget .
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Channels and communicates
The Dr. Kate Levinson , psychotherapist and writer on topics related to healthy money management, says:
“It ‘s important to talk to others about our financial pressures, there is no shame to let a self – critical financial situation or stop us to get professional support”
“Talking with others not only helps us solve the problem, it can also help us not to feel alone and not to isolate ourselves in the handling of the situation”
“This is incredible !, studying the financial problem with another person, definitely leads us to feel better and to see alternative solutions that we had overlooked”
If you can not converse with friend or family member you can send us your comments on our Facebook where we can have daily conversations with people who want to improve their financial situation.
Exercise is one of the best things we can do to be better. There are physical exercises for each type of budget from the free (run to run) to the paid (go to the gym).
The Mayo Clinic recommends that each person carries between 30-60 minutes a day of moderate exercise. If you do not have time for the gym, leave your car parked further or get off before public transportation and worry about walking more.
Rest your eyesight
It is common for us to consider our eyes as a part of our body that will always work 100%.
However eye strain is one of the major causes of headache and migraine (a medical symptom that showed the biggest difference between those who had a high level of debt vs. those who had a low level of debt).
The study did not address the exact mechanics of why people stressed by money had more headaches if identified one of the causes: people with money stress were concentrating intently on their computers.
Whenever you’re tired, force yourself to take a break following the 20-20-20 rule : every 20 minutes staring for 20 seconds at an object that is 20 steps away.
You can have a job with high stress, but you can make your cubicle more comfortable, ergonomic and ultimately more productive and stress-free by following the 20-20-20 rule.
Changing Your Eating Habits
We know it can be hard to find time to cook, especially when we have many things to do.
However, as our mothers have been telling us since childhood: eating healthy foods is the key to staying healthy. Well, that’s true!
Small ideas for you make it: there are healthy, rich and cheap recipes , many of which require more organization in the kitchen time to prepare.
If you really do not have the time, it’s okay to buy packaged food to save a few minutes, but we recommend you look at the food ingredients and choose the healthiest.
If your problem is to fall asleep, try the classic glass of warm milk.
Do not worry about the scientific underpinnings of this glass of milk, even if it’s just a placebo effect, the comforting feeling it gives you may be enough to calm your nerves and help you sleep.
Finally if you are overwhelmed, stressed or simply do not have time to sleep for eight hours every night, try some techniques to sleep better .